A shared ownership property is a dwelling where the occupier purchases a share (typically 25 to 75 percent) and pays rent on the remaining share to a housing association. Across North London, shared ownership schemes are common in regeneration areas such as King's Cross, Stratford and Tottenham. Drainage characteristics depend on the development but typically follow modern standards under Building Regulations Part H, with separate foul and surface water systems and shared stacks within the block. Common issues include uncertainty over who pays for repairs, with the housing association usually responsible for shared building elements and the occupier responsible for internal pipework. Service charges typically cover communal drainage maintenance. Owners should review the lease and shared ownership agreement carefully to understand allocation of drainage repair costs before commissioning works.
Shared ownership property
Property part-owned and part-rented, with mixed responsibility for drainage repairs.
